Ukuqala nokusebenzisa inhlangano engenzi nzuzo kungase kugcwaliseke ngendlela emangalisayo, ikakhulukazi uma umnikazi ethola ugqozi emibonweni emikhulu kanye nothando lokwenza umehluko. Kodwa-ke, nakuba umbono ungase ukhuthaze, ukuthola inhlangano engenzi nzuzo phansi kuthatha isikhathi nomzamo.
Ukuze ube umnikazi, kufanele uqoqe amaphepha namadokhumenti ukuze ubonise ukuthi inhlangano isebenzela umphakathi futhi ifanelekela isimo sokukhululwa enteleni. Uma usuzisusile lezo zingqinamba, ungakwazi ukungena emsebenzini wangempela—ukuqoqa imali, ukwakha iqembu, nokwenza umthelela omuhle. Qhubeka ufunda ukuze ufunde ukuthi ungaqala kanjani inhlangano engenzi-nzuzo ephumelelayo ngezinyathelo eziyisishiyagalolunye ezinomthelela.
Yiziphi izinhlangano ezingenzi-nzuzo, futhi ziyini izinzuzo zazo?
Inhlangano engenzi nzuzo ibhizinisi elidalelwe ukufeza injongo engaphezu kokwenza imali. Ngokusemthethweni, yinhlangano i-IRS eyibona njengengakhokhi intela ngoba isekela injongo yomphakathi ezuzisa umphakathi. Cabanga ngezinto ezinjengokugcina umlando, ukwenza ucwaningo lwesayensi, ukuvikela izilwane, noma ukuthuthukisa umnotho wendawo.
Noma yiziphi izimali ezingenzi-nzuzo ezilethwayo ziya ngqo kumgomo wazo, hhayi abantu ngabanye noma abanikazi bamasheya. Abantu baphinde babize izinhlangano ezingenzi-nzuzo izinhlangano ezingezona zesitoko noma 501(c)(3) izinhlangano, kuye ngengxenye ethile yekhodi yentela ezinikeza isimo sazo sokungakhokhi intela.
Nazi izinzuzo ezimbalwa zokuqala inhlangano engenzi nzuzo:
Inhlangano ingathola isimo sokungakhokhi intela, okusho ukuthi abanikazi ngeke bakhokhe intela yenhlangano emalini yabo engenayo.
Ezingenzi-nzuzo zingaphinda zifaneleke ukuthola ikhefu lentela lendawo nelesifunda.
Abanikazi abangenzi inzuzo bangathola iminikelo evela kubantu nakwezinye izinhlangano ukuze basize ukuxhasa umgomo wabo.
Abanikazi bangaphinda bafake izicelo zezibonelelo kuma-ejensi kahulumeni nezisekelo, ezinganikeza ukwesekwa okwengeziwe komsebenzi.
Ngakolunye uhlangothi, izinhlangano ezingenzi-nzuzo azinazo izinselele. Abanikazi kufanele basebenzele ukusiza umphakathi kuphela, hhayi ukuze kuzuze abaninimasheya noma abantu abazimele. Ezingenzi-nzuzo kufanele futhi zibambe imihlangano yebhodi evamile, zitshale kabusha noma iyiphi inzuzo enhlanganweni, futhi zigcine amarekhodi ezimali anemininingwane ukuze zigcine isimo sazo sokungakhokhi intela.
Izinyathelo ezingu-9 zokusiza ukuqala inhlangano engenzi-nzuzo ephumelelayo
Isinyathelo 1: Dala isisekelo esiqinile
Ngaphambi kokubhekana namaphepha kanye nokugcwalisa neziphathimandla zentela, kubalulekile ukucabangela umphakathi noma iqembu inhlangano engenzi-nzuzo ezosetshenziswa. Ukuhlonza isidingo esithile emphakathini nokuseseka ngedatha kuyindlela eqinile yokuqala ukwakha isisekelo senhlangano engenzi nzuzo.
Isitatimende senhloso esicacile, esiklanywe kahle siqhubekisela inhlangano engenzi nzuzo phambili futhi sikhuthaze abasebenzi, amavolontiya, nabanikeli. Uma kwenziwa kahle, kugcina inhlangano igxile futhi kusiza ukuqondisa izinqumo ezibalulekile endleleni. Nawa amanye amathiphu okubhala isitatimende senhloso esiqinile:
● Kugcine kucacile, kulula, futhi kulula ukukukhumbula.
● Chaza ukuthi inhlangano engenzi nzuzo yenzani kanye nesizathu esisekelayo ngomusho owodwa noma emibili.
● Khumbula, isitatimende senhloso singashintsha njengoba inhlangano ikhula.
Isinyathelo sesi-2: Yakha uhlelo lwebhizinisi oluqinile
Uhlelo lwebhizinisi oluningiliziwe lwenhlangano engenzi nzuzo luzosiza abanikazi baqonde ukuthi yimalini inhlangano yabo elindele ukuyiletha nokuthi yini abangayithola—njengokuqasha izisebenzi esikhundleni sokuthembela kumavolontiya noma ngisho nokuqasha umongameli noma i-CEO. Iphinde ibonise ukuthi bazodinga kangakanani ukuncika emnikelweni ukuze basekele imisebenzi yabo yokwenza imali.
Uhlelo lwebhizinisi oluqinile luzofaka okulandelayo:
Isifinyezo esiphezulu: Ukubuka konke okusheshayo kwenhloso yenhlangano engenzi nzuzo, isifinyezo socwaningo lwemakethe esibonisa isidingo somphakathi, nokuthi inhlangano engenzi nzuzo ihlela kanjani ukuhlangabezana naleso sidingo.
Amasevisi nomthelela: Ukungena okujulile ezinhlelweni, amasevisi, noma imikhiqizo inhlangano ezonikeza yona kanye nencazelo ecacile yezinjongo zayo zokudala ushintsho oluhle.
Uhlelo lokumaketha: Isu lokusabalalisa igama mayelana nenhlangano engenzi nzuzo namasevisi ayo.
Uhlelo lokusebenza: Uhlaka lwemisebenzi yansuku zonke, okuhlanganisa nesakhiwo senhlangano nokuthi indima ngayinye izofeza ini.
Uhlelo lwezezimali: Lolu hlelo luhlola impilo yezomnotho yomnikazi, okuhlanganisa ukuhamba kwemali, isabelomali, imali engenayo, izindleko, imithombo yemali engenayo, izidingo zokuqalisa, nezindleko eziqhubekayo.
Ngaphambi kokuqhubeka, hlola ukuthi ingabe ezinye izinhlangano zibhekana nezinkinga ezifanayo. Inhlangano engenzi nzuzo izoqhudelana abanikeli abafanayo nezibonelelo uma elinye iqembu lenza umsebenzi ofanayo. Ukuze ugweme lokhu, abanikazi bangasebenzisa ithuluzi lendawo loMkhandlu Kazwelonke WeZingenzi-nzuzo ukuze babone ezinye izinhlangano ezingenzi-nzuzo futhi baqinisekise ukuthi inhloso iyagqama.
Isinyathelo sesi-3: Khetha igama elifanelekile
Into elandelayo abanikazi okufanele bayenze ukukhetha igama elihlukile lenhlangano yabo engenzi nzuzo, kahle into ebonisa umgomo kanye nalokho inhlangano ekwenzayo. Uma bebambelele ekutholeni igama elifanele, bangasebenzisa amajeneretha egama lebhizinisi (njengemodeli kaShopify) ukuze bavuse imibono futhi bathole amajusi okudala agelezayo.
Isinyathelo sesi-4: Nquma ngesakhiwo sebhizinisi
I-IRS ibona cishe izinhlobo eziyishumi nambili zezinhlangano ezingenzi nzuzo, ezimboza yonke into kusukela ezinhlanganweni ezisiza abampofu ezivamile ukuya kuma-trust ezinzuzo zabavukuzi wamalahle kanye nezikhwama zothisha zomhlalaphansi. Nazi izinhlobo ezine ezijwayelekile zokungenzi-nzuzo:
1. 501(c)(3): Izinhlangano ezisiza abantulayo
Lesi sigaba sihlanganisa izinhlangano ezehlukene zezenkolo, ezemfundo, ezisiza abantulayo, ezesayensi nezincwadi. Kuphinde kufaka phakathi izinhlangano ezisiza umphakathi, izinhlangano ezizimele, kanye nezinhlangano zezemidlalo ezisafufusa ezihlela imiqhudelwano kazwelonke noma yamazwe ngamazwe.
I-501(c)(3) ingaphinda ifake umxhasi wezezimali, osiza ukuphatha nokweseka amaphrojekthi okusiza umphakathi. Lezi zinhlangano ezisiza umphakathi kufanele zisize umphakathi ngandlela thize, futhi iminikelo eyenziwa kuzo idonswa intela kulowo onikelayo.
2. 501(c)(5): Izinhlangano zabasebenzi, ezolimo, nezamasimu
Izinhlangano zabasebenzi, njengezinyunyana namaqembu ezolimo, ngokuvamile ziwela kulesi sigaba. Bagxile ekumeleleni izimfuno zabasebenzi kanye nokuxoxisana ngokuhlanganyela. Nokho, iminikelo kulezi zinhlangano ayidonswa intela.
3. 501(c)(7): Amakilabhu omphakathi nezokungcebeleka
Lesi sigaba sihlanganisa amakilabhu omphakathi nezokungcebeleka asungulelwe ukuzijabulisa nokuzilibazisa kwamalungu awo. Izibonelo zifaka amakilabhu ezwe, amaqembu wokuzilibazisa, amakilabhu ezemidlalo, nezinhlangano. Ukwengeza, iminikelo kulawa makilabhu ayidonswa intela.
4. 501(c)(9): Izinhlangano ezihlomula abasebenzi
Lezi ezingenzi-nzuzo zinikeza izinzuzo ezifana nomshwalense wezempilo nezimpesheni. Cabanga ngezinhlangano eziphethe umshwalense wezisebenzi nezinhlelo zezinzuzo. Bahlinzeka ngokuphila, ukugula, kanye nezingozi kumalungu abo, ngokuvamile abasebenzi benkampani ethile noma iqembu.
Isinyathelo sesi-5: Yakha inhlangano engenzi nzuzo ngokusemthethweni
Uma abanikazi benze izinqumo ezinkulu futhi babhala amadokhumenti adingekayo, sekuyisikhathi sokufaka inhlangano engenzi-nzuzo ekhululwe enteleni ngokusemthethweni. Ngenkathi izwe ngalinye linenqubo yalo, ngokuvamile, abanikazi bazodinga:
● Faka ama-athikili ebhizinisi ahlanganisa igama lenhlangano.
● Nikeza imininingwane yokuxhumana yamalungu ebhodi.
● Khetha uhlaka olusemthethweni (inhlangano engenzi nzuzo, i-LLC, ubambiswano, njll.).
● Thumela amaphepha okuhlanganisa kunobhala wombuso wehhovisi lombuso.
● Gcwalisa ukubhaliswa kokucela usizo esifundazweni futhi ukhokhe noma yiziphi izimali.
● Faka isicelo sokukhululwa enteleni nge-IRS.
Izinhlangano eziningi zisebenzisa i-IRS Form 1023 (ifomu elide) ukuze zenze isicelo sesimo sokukhululwa enteleni. Uma inhlangano engenzi-nzuzo ilindele ukwenza ngaphansi kuka-US $50,000 ngonyaka, abanikazi bangase bafaneleke ukuthola ifomu elilula le-1023-EZ. Uma i-IRS yamukela isicelo, abanikazi bazothola incwadi yesinqumo ukuze babonise isimo sabo esigunyaziwe sokukhululwa enteleni.
Isinyathelo sesi-6: Thola i-EIN futhi uvule i-akhawunti yasebhange
Ukuze uthole Inombolo Yesibonakaliso Yomqashi (EIN), gcwalisa Ifomu le-IRS SS-4. Abanikazi bangathola leli fomu ku-inthanethi, ngeposi, noma ngefeksi. Ngemva kwalokho, bangakwazi ukuyithumela ku-IRS.
Okulandelayo, abanikazi abangenzi inzuzo bangavula i-akhawunti yasebhange. Bazodinga i-EIN yabo, igama lenhlangano, ikheli, kanye nolwazi lokuxhumana. Nawa amabhange aphezulu ezingenzi-nzuzo, ngokusho kwe-NerdWallet:
● LendingClub
● I-Bluevine
● Ibhange lase-US
● I-Live Oak Bank
Isinyathelo sesi-7: Khetha ibhodi labaqondisi
Ubukhulu nokwakheka kwebhodi kuzoncika emithethweni yombuso kanye nemithetho yedolobha yenhlangano. Ngokujwayelekile, amabhodi anamalungu aphakathi kwamathathu nangama-31, iningi lawo lizimele, okusho ukuthi awahlangene ngqo nenhlangano.
Amalungu ebhodi adlala indima ebalulekile: ukuqasha nokwengamela umqondisi omkhulu, agunyaze isabelomali, futhi aqinisekise ukuthi inhlangano ihlala ithembekile kumgomo wayo. Uma abanikazi sebenabancane abangaba amalungu ebhodi, kufanele babavotele ngesikhathi somhlangano, ikakhulukazi uma inhlangano inamalungu.
Ngemva kokuba ibhodi selikhona, abanikazi bangakhetha izikhulu, okuhlanganisa umongameli, iphini likamongameli, unobhala, kanye nomgcinimafa. Lezi zindima ngokuvamile zihlala isikhathi esingangonyaka, futhi izikhulu zinomthwalo wemfanelo wokuqhuba imihlangano yebhodi nokuqinisekisa ukuthi izinqumo ziyaphunyezwa.
Isinyathelo sesi-8: Yenza uhlaka lwemithetho kamasipala kanye nenqubomgomo yokungqubuzana kwezintshisekelo
Imithetho kamasipala yenhlangano engenzi nzuzo ibeka imithetho yokuthi inhlangano iqhuba kanjani, izozithatha kanjani izinqumo, ikhethe izikhulu, futhi ibambe imihlangano yebhodi. Ngokufanayo, izinqubomgomo zokungqubuzana kwezintshisekelo ziqinisekisa ukuthi izikhulu, amalungu ebhodi, nabasebenzi abayisebenzisi inhlangano engenzi nzuzo ukuze bazuze yona. Ibhodi linomthwalo wemfanelo wokugunyaza lezi zinqubomgomo kanye nokuqinisekisa ukuthi zihlala zihambisana nesikhathi.
Isinyathelo sesi-9: Yethula umkhankaso wokuqongelela imali
Ezigabeni zokuqala, inhlangano engenzi nzuzo izodinga uhlelo oluqinile lokukhulisa imali nokuthi izovelaphi. Uma abanikazi bengenakho uxhaso oluqinile kusukela ekuqaleni, kuzoba nzima ukuthi inhlangano yabo ihlale isikhathi eside ngokwanele ukuze iqale. Ezinye izindlela ezingenzeka zokuvikela uxhaso zifaka izibonelelo kanye nezisheshisi zokuqalisa.
Ukuhlanganisa
Uma abanikazi abangenzi nzuzo sebenawo wonke amadokhumenti abo omthetho agunyaziwe futhi nomthombo woxhaso uvikelekile, bangaqhubeka nokwethulwa okusemthethweni. Kodwa lokho akukona ukuphela kohambo. Abanikazi abangenzi nzuzo kumele bamakethe ukwethulwa kwabo kubo bonke abangaba abasekeli.
Nakuba ukudala inhlangano engenzi-nzuzo ephumelelayo kuzothatha isikhathi esithile, uhlelo olufanele lokumaketha lungasiza ukuhlela inqubo. Isibonelo, izinhlangano ezingenzi-nzuzo ezisheshayo zingafinyelela abanikeli bazo abangaba khona, kube ngcono amathuba azo empumelelo ngaphezu kokwethulwa kokuqala. IZingenzi-nzuzo zingase zibe umsebenzi omningi, kodwa ziwufanele ngempela abantu abanethemba lokwenza umehluko.
Isikhathi sokuthumela: Oct-11-2024
